Best Car Insurance in Pennsylvania in 2023
Based on price and available coverage, Travelers, Nationwide, Erie Insurance, State Farm, and USAA are the top automobile insurance providers in Pennsylvania.
The top vehicle insurance companies in Pennsylvania give a range of coverage choices at competitive prices. In this post, the Guides Auto Team will showcase the top auto insurance providers in Pennsylvania while detailing each company’s typical rates, available coverage, and track record for customer care.
Pennsylvania’s top-rated auto insurance
Based on a number of factors, like as coverage options, policy features, and industry reputation, we evaluated the top Pennsylvania auto insurance providers. We also took into account the typical cost projections that Quadrant Information Services provided.
You can read more about our top-rated Pennsylvania auto insurance providers below, along with the overall rankings we awarded each company.
The finest vehicle insurance in the Keystone State is provided by Travelers, but there are other reliable alternatives from Nationwide, Erie Insurance, State Farm, and USAA.
In Washington, D.C., as well as the other 43 states, Travelers provides a variety of affordable auto insurance plans. In addition, the firm offers a variety of discounts, including as savings for having numerous policies, covering multiple vehicles, and monitoring safe driving practices through its IntelliDrive® usage-based program.
Travelers provides the following add-on plans in addition to the required minimum liability insurance, collision coverage, comprehensive coverage, personal injury protection (PIP), medical payments coverage (MedPay), and uninsured motorist coverage:
In the Mid-Atlantic area of the J.D. Power 2022 Auto Insurance Study, travelers performed better than average. The firm scored 4.4 out of 5.0 stars for customer service and 4.2 stars overall for consumer satisfaction in our national poll on auto insurance.
According to the National Association of Insurance Commissioners, Nationwide began offering insurance products in 1926 and issued more than $5.5 billion in vehicle insurance premiums in 2021. (NAIC). Due to its affordable prices, excellent discount chances, and extensive selection of add-on policy options, Nationwide is ranked second among vehicle insurance carriers in Pennsylvania.
In addition to its regular services, which include comprehensive and liability insurance, Nationwide also provides a variety of add-on coverage alternatives. The following are some extra security measures the firm provides:
Nationwide got 4.1 out of 5.0 stars for overall customer satisfaction in our national study of auto insurance providers. Nationwide received a 4.2 out of 5 star rating from respondents for their customer service during the claims procedure.
However, Nationwide scored below-average ratings in two J.D. Power customer satisfaction surveys, including the Mid-Atlantic region of the Auto Insurance Study and the J.D. Power 2022 U.S. Insurance Shopping StudySM. Nationwide was contacted for a comment about its subpar performance in J.D. Power research, but we did not hear back.
In Pennsylvania, Erie Insurance is a reliable all-around choice for car insurance. The organization has a solid reputation in the market and offers cheap prices, despite the fact that its insurance aren’t offered in every state.
Liability insurance, collision and comprehensive coverage, MedPay, uninsured/underinsured motorist coverage, and PIP coverage are all provided by Erie Insurance. In addition to these typical insurance items, Erie Insurance distinguishes itself from the competition by providing:
Additionally, the business offers Erie Rate Lock®, which fixes your rate for the upcoming year. Alternatively, you may choose the Erie Auto Plus® bundle, which includes a number of policy add-ons like a $10,000 death benefit and greater limits for travel costs should you experience an insured breakdown far from home.
In the Mid-Atlantic area, Erie Insurance received the top rating in the J.D. Power Auto Insurance Study. The business scored a strong 4.4 out of 5.0 stars in our poll on auto insurance, which was the second-highest score for total customer satisfaction. Erie Insurance received a 4.5-star rating from respondents for their customer care during the claims process.
Due to State Farm’s stellar reputation in the industry, extensive selection of discounts, and superior customer service, we named it our Editor’s Choice for 2022. The cost of a State Farm vehicle insurance coverage is still far less than the national average for yearly premiums, despite the firm charging somewhat higher rates than some other Pennsylvania suppliers.
State Farm offers a wide variety of add-on plans in addition to normal coverage options because it is the largest national insurance provider. With the Drive Safe & SaveTM usage-based program, the firm offers drivers the ability to save money with safe driving practices in addition to offering ridesharing insurance, roadside assistance, and reimbursement for rental cars.
In our nationwide poll on vehicle insurance, State Farm achieved a score of 4.2 out of 5.0 stars for overall customer satisfaction. The business has received excellent ratings in a number of J.D. Power surveys. It had a score that was significantly above average in the Mid-Atlantic area of the J.D. Power Auto Insurance Study and placed first among big insurers in the J.D. Power Insurance Shopping Study.
Pennsylvania residents who are active military members, veterans, or members of their families are the only ones who may purchase USAA’s vehicle insurance coverage at below-average prices. The business offers good coverage alternatives and top-notch customer service to individuals who qualify.